Many seniors in Philadelphia, Bucks County, and surrounding areas rely on Medicare for their healthcare needs.  

But when enrollment periods end, a common question arises: Does my Medicare plan automatically renew? 

The answer depends on the type of plan you have. 

Original Medicare (Part A and Part B) 

Original Medicare automatically renews every year as long as you continue to pay your premiums.  

You don’t need to take any action during the Annual Enrollment Period (AEP) unless you want to make changes. 

Medicare Advantage and Part D Plans 

Medicare Advantage (Part C) and Part D (prescription drug) plans also generally renew automatically. 

However, there are some caveats: 

• If your plan is discontinued, your provider will notify you, and you’ll need to choose a new plan. 
• Plan benefits and costs can change yearly, so it’s essential to review your plan’s Annual Notice of Change (ANOC). 

Medigap (Supplemental Insurance) 

Medigap plans automatically renew as long as you pay your premiums on time.  

These plans are guaranteed renewable, meaning your coverage cannot be canceled due to changes in your health. 

Why Review Your Medicare Plan Annually? 

Even if your plan renews automatically, it’s essential to review it each year because: 

• Premiums, deductibles, and copayments may change. 
• Your health needs may evolve, requiring different coverage. 
• New plans with better benefits or lower costs may become available. 

At CVIG, we offer free annual plan reviews for seniors in Philadelphia, Bucks County, and surrounding areas.  

Our team ensures you’re on the best plan for your current healthcare and financial needs. 

Medicare Plan Renewal 

While most Medicare plans renew automatically, it’s always a good idea to review your options annually.  

Contact CVIG today for a free consultation to stay confident in your Medicare coverage.